October is a symphony of permanence and change. Bonaro W. Overstreet

September is Life Insurance Awareness Month, making it the perfect time to think about protecting the people and future you value most. As a State Farm Agent for more than 45 years, I've been fortunate to help generations of families navigate their insurance needs and prepare for life's unexpected moments. The most rewarding part of this journey has been the relationships I've built with customers who have trusted me to help protect what matters most.

I have been very fortunate to have 34 plus years as a State farm Agent. The rewarding part of this journey has been all the people that have let me help them with their insurance needs. My husband Dick and I have five children and five grandchildren. We like to travel and when I can complete a piece of artwork that is a great day. The other factor that has made my 34 years with State Farm so good is all the great staff members we have had. Currently we have seven ladies, and every one of them is outstanding at what they do on a daily basis. Scroll down to the bottom of this page and click on ''Our Team" and read all about them.

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Dick works with Lubbock residents to find coverage that fits.

Q: How soon can I get insured for my car?

A: Car insurance coverage can often start the same day, depending on your situation. Connect with Dick for insurance guidance in Lubbock.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. In Lubbock, you can count on Dick for personalized service.

Q: How would you explain renters insurance?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. Dick, your local State Farm agent in Lubbock, TX, is here to help.

Q: Is homeowners insurance required?

A: Homeowners insurance requirements can vary depending on your state and situation, but most lenders will require it if you have home financing. Even when it's not required, many homeowners choose to carry coverage to help protect their home and financial well-being from unexpected events. Dick is here to help your Lubbock household feel covered.

Q: How does life insurance work at a basic level?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. Looking for coverage? Talk with Dick about your options in Lubbock.